Orange County Bankruptcy Attorney
Frequently Asked Questions
Q: My mortgage rates went up so much that it is impossible to pay. Is there anything I can do?
A: This is not an uncommon situation for individuals who were taken in by the sub-prime mortgage. There are actually many possible solutions for this problem, one of which is a loan modification that is handled with your bank. Many banks do not respond to mortgage customers the same way that they respond to an attorney on the case. Another option could be a bankruptcy filing. Whatever solution is best for your case can be determined by a review of your situation by an Orange County bankruptcy lawyer from the Law Offices of J. Arthur Roberts. It is very important that you do not wait too long, as some options become impossible after foreclosure proceedings have gone too far.
Q: Creditor calls are constant at our home, as we are unable to pay our debts. Can this be handled and stop the constant calls?
A: When you do a bankruptcy filing, all creditor calls are going to immediately stop. There are other options that could be used, such as debt restructuring if this is better for your situation. What is most important at this point is that you get legal counsel from the Law Offices of J. Arthur Roberts. An attorney will look over all aspects of your financial situation and can advise you of how to proceed. Your best interests are always a priority.
Orange County Bankruptcy Lawyer J. Arthur Roberts
Q: What can an Orange County bankruptcy attorney from the Law Offices of J. Arthur Roberts assist me with?
A: The attorneys at this law office are very qualified to assist you with debt relief and other types of financial legal assistance, including the following types of legal actions:
Q: Can filing for bankruptcy save my home?
A: Each case is different, but certainly a bankruptcy filing can be a big help in such cases. There are different types of bankruptcies; Chapter 7 and Chapter 13 have different solutions for the debt problem you face. In some cases, filing for bankruptcy results in the ability to keep your home. In other cases, it buys you time to restructure your mortgage or do a short sale or other option to protect you. Talk to an attorney from the Law Offices of J. Arthur Roberts to review your options and make a decision that works best in your situation.
Contact an Orange County Bankruptcy Attorney from the Law Offices of J. Arthur Roberts if you seek legal assistance in handling debt, mortgage problems, or when considering filing for bankruptcy. |