How to Fight Foreclosure
Foreclosure Defense Lawyer in Orange County
Foreclosure is not necessarily caused by irresponsible homeownership. There are several circumstances that can lead to foreclosure, such as divorce, loss of employment, illness and unforeseen medical costs, adjustment in loan terms, and even a death in the family. It is also possible for lenders, such as banks, mortgage companies and other lenders, to make account errors. Other factors to examine when fighting foreclosure are the legality of the loan contract and the failure to include oral promises in the loan document. If the loan contract does not comply with the Truth In Lending Act, The Fair Credit Reporting Act, the Home Ownership Equity Act, and the California Unfair Practice Act, amongst others, there could be reason to contest the foreclosure.
At the Law Office of J. Arthur Roberts, an Orange County foreclosure defense attorney can carefully study your loan agreement in order to determine the best strategy to fight foreclosure. Our firm is known for aggressively negotiating with lenders on behalf of our clients. We are able to take legal action against the lender whether you are in pre-foreclosure, in the process of foreclosure, or the home has gone to auction. We can inform you on your rights and help you make the best decision considering your particular situation.
Contesting Foreclosure in Orange County
There are various tactics that can be used in order to postpone or contest foreclosure, such as the following legal actions:
- Petition the court for an injunction to keep the right of redemption
- Seek temporary restraining order if repossession is imminent (debtor must post a bond to secure debt)
- Challenge the validity of the debt
- Legal tender of entire remaining balance of the debt prior to foreclosure sale
You do not have to submit to foreclosure. With the legal guidance and support of an experienced legal team, it is possible to fight it. Our firm is dedicated to understanding each unique financial situation, while keeping the client's best interests in mind.
Contact an Orange County foreclosure defense lawyer if you are facing foreclosure. |