Alternatives to Foreclosure
Avoiding Foreclosure in Orange County
When receiving a foreclosure notice, most homeowners submit to foreclosure without thoroughly evaluating other alternatives. To lose one's home is not only a stressful and emotional experience, but it may be completely unnecessary. Even if you are behind on your mortgage payments, there could be other available alternatives that can be explained to you in detail by the right legal team.
An Orange County foreclosure defense attorney at the Law Office of J. Arthur Roberts can discuss your financial situation and work out what alternative or strategy best fits your needs. Our extensive experience in 20 years of practice with every facet and type of foreclosure, as well as bankruptcy, can make a great difference in the outcome of your case. We are dedicated to helping our clients find a solution that will give them control over their financial situation and future.
Foreclosure Defense Attorney in Orange County
Our firm can thoroughly explain all available alternatives, as well as offer legal advice as to which can benefit your situation the most. Options to avoid foreclosure include the following:
- Deed in lieu of foreclosure – turning over deed to your home to satisfy home loan
- Short sale – best suited for homes worth less on the current market than the value of the loan
- Foreclosure defense – challenging the foreclosure by means of thorough investigation of the loan agreement
- Negotiating mortgage modification
- Mortgage refinancing
- Bankruptcy – protecting you with automatic stay to relieve you of a large amount of the debt and prevent creditor action
- "Making Home Affordable" programs
- "HAMP" programs
- "HOPE Now" programs
- Forbearance programs
- Reinstatement
- Pre-foreclosure equity sale
Foreclosure can addressed and actions taken with the goal of resolution with the legal assistance of an experienced team of attorneys. The legal team at the firm understands the various alternatives and programs available to homeowners in distress, and has the necessary skills to review documents, find the best options to defend against foreclosure, and file suit if your rights have been violated. We can provide you with full legal support and you are urged to contact the firm before the foreclosure process advances any further.
Contact an Orange County foreclosure defense lawyer to know all your alternative options to foreclosure. |